Agent profile image in chat bubble
Agent profile image in chat header

Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

Agent profile image in message

3032 Saint Croix Trl S , Afton, MN 55001
$425,000
Est. Payment: $2,195.75/mo
2 Bed
1 Bath
1360 Sqft
Status: Active | Days on site: 40
Get Pre-Qualified
253223 - 502051317,502014755
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Hatch Brokered by Real, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

**Seller is offering a $3,000 Closing Cost Credit (or Rate Buydown) and free appraisals through a preferred lender. The promotion is available for eligible loans locked by October 23, 2026.** Built in 1858, the same year Minnesota became a state, this historic farmhouse occupies one of the most storied addresses in Afton's Old Village — a rare opportunity to own a pre-statehood Minnesota house in a walkable, riverside historic district. The 1,281-square-foot residence offers 2 bedrooms and 1 bathroom across two levels, with tall original proportions, a layout that has flexed gracefully through nearly two centuries, plus a lower-level room with its own utility space for added flex use. A historically informed exterior color palette — warm beige siding, crisp alabaster trim, and a deep green door — restores the home's presence on the street while preserving its 19th-century character. The main-level family room is generously sized enough to offer single-level living potential: a buyer could convert this space into a main-floor primary suite, reducing the need for stairs while preserving the upstairs bedrooms for guests, family, or a home office. It's a layout option that pairs the home's historic charm with the practicality that today's buyers increasingly lo ok for. What sets this property apart from a typical antique farmhouse is what sits beside it: a 1,000-square-foot heated studio with its own half bath, a Conditional Use Permit (CUP) already on file with the City of Afton, and 5 dedicated parking stalls. This is a genuine live/work opportunity — the kind of home business setup most owners spend years and thousands of dollars pursuing through city approval before they can even begin. Here, it is already in place, well suited to an appointment-based or studio-scale use such as a wellness or massage studio, art studio or maker space, salon or private therapy practice, specialty retail with a workshop, photography or design studio, or professional office. Buyers should confirm directly with the City of Afton exactly what the CUP authorizes before committing it to a specific use. The setting is what makes the opportunity real. Step off the large front porch and you are a tenth of a mile from Afton's village center — coffee, dining, the marina, and the St. Croix River are all within an easy stroll along streets recently rebuilt as part of a multi-million-dollar infrastructure and flood-protection program that included a FEMA-certified levee. This is the same historic district where the 150-year-old Afton House Inn, Selma's Ice Cream Parlor, and a wave of new boutique businesses have chosen to invest in recent years, citing the same walkability and small-town character this property sits in the middle of. The property is served by Afton-Lakeland Elementary, Oak-Land Middle School, and Stillwater Area High School, part of a district whose assigned high school carries a 9-of-10 rating. For a buyer drawn to historic architecture, river towns, or

Highlights

Listed by Mark Edward Philion , 651-245-8591 and Ryan M Platzke , 952-844-6000 Coldwell Banker Realty - Southwest Regional , 952-844-6000. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.52

Year Built

1858

County

Washington

School District

Stillwater

Listing ID

7102060

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
Air Cond:Window Unit(s)
Fireplaces:Wood Burning Stove
Above Ground Sq Ft:1360
Below Ground Sq Ft:0
Basement:Crawl Space,Partial,Storage Space,Unfinished
Other:
  • Additional:Hardwood Floors, Hot Tub, Kitchen Window, Main Floor Primary Bedroom, Porch, Main Floor Full Bath, Living/Dining Room, Separate/Formal Dining Room, All Living Facilities on One Level, Main Floor Laundry
Water:Well

Exterior Features

Lot:Tree Coverage - Heavy
Lot Dimensions:150x150
Zoning:Business/Commercial,Residential-Single Family
Roof:Age Over 8 Years
Sewer:Private Sewer
Parking Features:Gravel,Parking Lot,Open
Principal Interest
$2,196
Taxes
$263

Home Price

$425,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,195.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,195.75 $263.23 $0.00 $2,458.98
Yearly $26,349.00 $3,158.80 $0.00 $29,507.80
Total $790,469.88 $94,764.00 $0.00 $885,233.88
Lender profile image
Will Provost
Loan Originator
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Afton, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Hatch Brokered by Real | Real Brokerage LLC | PLACE are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers.
Digital Millennium Copyright Act (DMCA) Notice The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA"), provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices and counter-notices should be sent in writing by mail to Michael Bisping, Director, Customer Relations, Regional Multiple Listing Service of Minnesota, Inc, 2550 University Avenue West, Suite 259S Saint Paul, MN 55114 or by email to mbisping@northstarmls.com. Questions can be directed by phone to 651-251-3200.The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and e-mail address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Information Deemed Reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved.
Broker Reciprocity

IDX service by Blueroof 360

Data last updated: 2026-09-06T04:57:07.000Z

© 2026 Minneapolis/St. Paul and St. Cloud - Northstar MLS