Agent profile image in chat bubble
Agent profile image in chat header

Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

Agent profile image in message

406 Ridge Cir , Albert Lea, MN 56007
$414,900
Est. Payment: $2,074.22/mo
4 Bed
3 Bath
2636 Sqft
Status: pending | Days on site: 10
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Tucked away in a quiet, desirable cul-de-sac just minutes from Fountain Lake, this beautifully maintained ranch home perfectly blends everyday luxury with effortless entertaining. Welcomed by a stylish front porch and entry, you are guided into a spacious, grand foyer that sets the tone for the rest of the home. Rich hardwood floors guide you into a spacious living room, anchored by a cozy gas fireplace with a striking stone chimney. Nearby, the custom kitchen features plentiful cabinet space and premium stone countertops. Adjacent to the dining area, an oversized patio door floods the space with natural light and opens to the backyard for a seamless indoor-outdoor flow. For a touch of daily luxury, the main bathroom offers double sinks, a deep soaking tub, and heated floors. The fully finished lower level expands your living space and is designed for both relaxation and casual hosting. Two additional well-appointed bedrooms offer plenty of space for family or guests, alongside a stylish bathroom featuring a custom walk-in shower. The heart of this level is a cozy second living area equipped with its own fireplace with another stone chimney, a beverage fridge, and a dedicated bar area. Adjacent to the living areas is a laundry room that offers a composite sink, sorting bin drawer and additional storage - adding function to the home's everyday flow. Step outside to find an expansive, custom patio designed for pure relaxation, creating an inviting setting for everything from your morning coffee to evening gatherings under the stars. For the hobbyist, the property boasts an oversized, insulated, and heated two-stall garage, plus a separate third stall perfect for a project car, workshop, or extra storage. This home is loaded with high-end updates which include roof and windows. Ask your agent to see the comprehensive list of recent improvements—there are simply too many to list!

Highlights

Listed by Matt Bartholomew , 507-606-9600 Real Broker, LLC. , 646-859-2368. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1968

County

Freeborn

School District

Albert Lea

Listing ID

7103506

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Family Room,Living Room,Wood Burning
Above Ground Sq Ft:1424
Below Ground Sq Ft:1212
Basement:Block,Egress Window(s),Finished,Full
Other:Ceiling Fan(s),Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Tile Floors,Washer/Dryer Hookup,3/4 Basement,Main Floor 1/2 Bath,Main Floor Full Bath,Kitchen/Dining Room,Divided Bdr Flr Plan,Main Floor Primary,Main Floor Bedroom,Renovated
Other:City Water/Connected

Exterior Features

Lot:Tree Coverage - Light
Lot Dimensions:Irregular
Zoning:Residential-Single Family
Roof:Metal
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Detached Garage,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
Principal Interest
$2,074
Taxes
$345

Home Price

$414,900

Loan Details

30 yrs
6.391%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,074.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,074.22 $345.17 $0.00 $2,419.39
Yearly $24,890.68 $4,142.00 $0.00 $29,032.68
Total $746,720.51 $124,260.00 $0.00 $870,980.51
Lender profile image
Will Provost
Loan Originator
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Jul 2026

Average Price

All Price Ranges
N/A
Jul 2026

Average Days on Market

All Price Ranges
N/A
Jul 2026
Market insight data is pulled from the same city as the listing being viewed (Albert Lea, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Hatch Brokered by Real | Real Brokerage LLC | PLACE are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers.
Digital Millennium Copyright Act (DMCA) Notice The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA"), provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices and counter-notices should be sent in writing by mail to Michael Bisping, Director, Customer Relations, Regional Multiple Listing Service of Minnesota, Inc, 2550 University Avenue West, Suite 259S Saint Paul, MN 55114 or by email to mbisping@northstarmls.com. Questions can be directed by phone to 651-251-3200.The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and e-mail address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Information Deemed Reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved.
Broker Reciprocity

IDX service by Blueroof 360

Data last updated: 2026-07-23T00:16:07.000Z

© 2026 Minneapolis/St. Paul and St. Cloud - Northstar MLS