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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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106 Ridge Rd , Albert Lea, MN 56007
$1,100,000
Est. Payment: $5,683.12/mo
4 Bed
5 Bath
3882 Sqft
Status: Active | Days on site: 31
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26732 - 502023181,503514879
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House Description

This stunning lake home sits on more than an acre, offering panoramic lake views and beautiful oak trees. With generous indoor and outdoor spaces, it is designed for both entertaining and relaxing. Enjoy the million-dollar views from the 1,000+ square-foot stamped concrete patio or the oversized deck off the three-season porch. Host a crowd for dinner, or unwind in one of the cozy family rooms with fireplaces. All bedrooms and the laundry are conveniently located on the main level, and the spacious kitchen is a standout feature. Around every corner, this home delivers memorable details, including a spiral staircase to the lower level. The finished walkout basement features a large bar, fireplace, workout room with sauna, and bathroom. The newer heated and air-conditioned second garage, built in 2021, offers outstanding extra space for vehicles, hobbies, and lake toys. The property also includes a deeded dock space. This is the kind of lake home you dream about—now is the time to make it yours.

Highlights

Listed by Robert J. Hoffman , 507-402-4692 and Angie Hoffman , 507-402-7399 Robert Hoffman Realty Inc. , 507-473-2099. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
1.22

Year Built

1951

County

Freeborn

Neighborhood

Shoreland Heights

School District

Albert Lea

Listing ID

7123244

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:1
  • 3/4 Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Family Room,Gas,Living Room,Wood Burning
Above Ground Sq Ft:2902
Below Ground Sq Ft:980
Basement:Finished,Walkout
Other:
  • Additional:Deck, Dock, Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Panoramic View, Sauna, Security System, Wet Bar, Breakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
Water:City Water/Connected

Exterior Features

Lot:Deeded Access,Dock,Lake View,Irregular Lot,Tree Coverage - Medium
Lot Dimensions:218x151x218x162x159
Zoning:Residential-Single Family
Roof:Age Over 8 Years
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Detached Garage,Concrete,Finished Garage,Heated Garage,Multiple Garages
Principal Interest
$5,683
Taxes
$866

Home Price

$1,100,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,683.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,683.12 $866.17 $0.00 $6,549.28
Yearly $68,197.40 $10,394.00 $0.00 $78,591.40
Total $2,045,922.05 $311,820.00 $0.00 $2,357,742.05
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Albert Lea, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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