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| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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1090 Rainy Lake Dr NW , Backus, MN 56435
$678,000
Est. Payment: $3,502.87/mo
3 Bed
2 Bath
1669 Sqft
Status: Active | Days on site: 95
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26046 - 500501918
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House Description

Rare Rainy Lake waterfront living with panoramic views, exceptional craftsmanship, and room to grow. Set on a beautiful pine-studded point lot with approx 270ft of shoreline, this custom-built year-round lake home offers the kind of setting buyers dream about—sparkling water, towering pines, abundant wildlife, unforgettable sunrises, and expansive Rainy Lake views. Step inside and the lake immediately takes center stage. A dramatic wall of windows fills the open-concept living area with natural light while framing the ever-changing scenery outside. With the home positioned close to the shoreline, you'll enjoy an incredible sense of connection to the water, whether you're relaxing at home, entertaining guests, or enjoying your morning coffee. This Rainy Lake home was thoughtfully designed and built with quality, efficiency, and comfort in mind. Custom Knotty Alder cabinetry, doors, and trim—add warmth and character throughout the home, complemented by beautiful Vulga Blue granite countertops imported from Ukraine and high-quality Marvin windows. The spacious primary suite is a private retreat featuring a gorgeous walk-in tile shower with rainfall shower head, and heated bathroom floors. A custom staircase railing adds a truly unique artistic touch, incorporating details inspired by the property's story, including loons, the lake, and the original cabin where the dream began. Comfort and efficiency continue throughout the home with a poured ICF foundation, spray foam insulation in the home and garage, LP SmartSide Diamond Kote siding, a drilled constant-pressure well, forced-air heating and central air conditioning, and in-floor heat in the basement, garage, and primary bathroom. Enjoy Minnesota's lake lifestyle from the inviting three-season screen porch—the perfect spot for morning coffee, watching the game, entertaining friends, or simply listening to the loons and taking in the sights and sounds of Rainy Lake. And there's even more potential. The full unfinished lower level is already framed and stubbed for an additional bedroom, bathroom, and spacious family room. Full look-out windows bring in natural light and continue the beautiful lake views. Finish the space to create guest accommodations, a recreation room, home office, or expansive lakeside gathering space while adding significant value and equity to the home. Whether you're searching for a Rainy Lake vacation home, year-round lake house, Minnesota waterfront property, or a private recreational retreat, this property offers an exceptional combination of privacy, views, quality construction, and future potential. With outstanding fishing and recreation, abundant wildlife, and the natural beauty of Rainy Lake right outside your door, this is more than a home—it's the opportunity to live the lake lifestyle you've been waiting for.

Highlights

Listed by Kari Crimmins , 218-232-2237 North Pointe Realty Advantage , 218-232-2237. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.57

Year Built

2026

County

Cass

Neighborhood

Point Of Pines

School District

Pine River-Backus

Listing ID

7086072

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Gas,Living Room
Above Ground Sq Ft:1669
Below Ground Sq Ft:0
Basement:Daylight/Lookout Windows,Full,In-Floor Heat,Partially Finished,Sump Pump
Other:
  • Additional:Ceiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Porch, Panoramic View, Vaulted Ceiling(s), Private Primary, Kitchen/Dining Room, Main Floor Laundry, Primary Bdr Suite
Water:4-Inch Submersible

Exterior Features

Lot:Lake Front,Waterfront
Lot Dimensions:270xirregular
Zoning:Shoreline
Roof:Age 8 Years or Less,Asphalt,Pitched
Sewer:Septic System Compliant - Yes
Parking Features:Attached Garage,Gravel,Heated Garage,Insulated Garage
Principal Interest
$3,503
Taxes
$61

Home Price

$678,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$135,600
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Monthly Price:
$3,502.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,502.87 $61.17 $0.00 $3,564.03
Yearly $42,034.40 $734.00 $0.00 $42,768.40
Total $1,261,031.95 $22,020.00 $0.00 $1,283,051.95
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Backus, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T08:58:07.000Z

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