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12478 McKenzie Rd , Bagley, MN 56621
$649,800
Est. Payment: $3,357.17/mo
4 Bed
3 Bath
3526 Sqft
Status: Active | Days on site: 9
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49164 - 500501333
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Hatch Brokered by Real, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Hatch Brokered by Real
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House Description

Welcome to Long Lost Lake, where natural beauty, privacy, and peaceful lake living come together. Known for its serene setting and beautiful surroundings, Long Lost Lake features a 10 MPH speed limit, helping preserve the quiet, relaxing atmosphere that makes this lake so desirable. This newly created parcel encompasses 11.5 acres and 380 feet of shoreline, offering an impressive combination of privacy, land, and lake frontage. The impeccably maintained home was built in 2007 and offers more than 3,500 square feet of finished living space, with 4 bedrooms and 3 bathrooms. The main level features a spacious open-concept kitchen, dining, and living area highlighted by a dramatic vaulted ceiling and an abundance of windows that fill the space with natural light. A beautiful fireplace creates a warm and inviting gathering space, while the expansive lakeside deck provides the perfect setting to enjoy the lake views and peaceful surroundings. A portion of the deck is covered, providing a comfortable outdoor space to enjoy throughout the seasons. The main-floor primary bedroom offers convenient access to the full bathroom, featuring a jetted tub, his-and-hers sinks, and a custom-tiled walk-in shower. A main-floor laundry room adds everyday convenience. Upstairs, the loft area includes a spacious bonus room, large bedroom, and 3/4 bathroom, offering flexibility for guests, family, or additional living space. The full walkout basement expands the living space even further with a comfortable family room, additional guest bedroom, hobby room, and full bathroom. Efficient heating and cooling systems help maintain year-round comfort, while the attached, insulated, and heated two-car garage provides excellent storage and convenience. Outside, a tar driveway, beautifully maintained grounds, and attractive landscaping create a welcoming first impression while complementing the property's natural setting. Whether you're looking for a year-round home, a private family lake retreat, or simply a place to enjoy the peace and beauty of northern Minnesota, this exceptional Long Lost Lake property deserves your attention.
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Highlights

Listed by Michael Mead , 612-751-9303 eXp Realty , 612-751-9303. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
11.5

Year Built

2007

County

Clearwater

 School District

Bagley

Listing ID

7134237

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 3/4 Bathrooms:1
Appliances:Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Free Standing,Living Room,Wood Burning
Above Ground Sq Ft:2163
Below Ground Sq Ft:1363
Basement:Daylight/Lookout Windows,Egress Window(s),Finished,Full,Walkout
Other:
  • ▪ Additional:Ceiling Fan(s), Deck, Exercise Room, Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Porch, Sauna, Security System, Tile Floors, Vaulted Ceiling(s), Walk-In Closet, Full Basement, Main Floor Full Bath, Separate Tub & Shower, Upper Level 3/4 Bath, Primary Walk-Thru, Jetted Tub, Kitchen/Dining Room, Main Floor Bedroom, Main Floor Laundry
Water:Drilled,Well

Exterior Features

Lot:Lake Front,Irregular Lot,Tree Coverage - Heavy,Waterfront
Lot Dimensions:380x1364x370x1340
Zoning:Residential-Single Family
Roof:Asphalt
Sewer:Private Sewer,Tank with Drainage Field
Parking Features:Attached Garage,Asphalt,Heated Garage,Insulated Garage
Principal Interest
$3,357
Taxes
$321

Home Price

$649,800

Loan Details

30 yrs
6.708%

Down Payment

20%
$129,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,357.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,357.17 $321.00 $0.00 $3,678.17
Yearly $40,286.07 $3,852.00 $0.00 $44,138.07
Total $1,208,581.95 $115,560.00 $0.00 $1,324,141.95
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Will Provost
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T04:57:07.000Z

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