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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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20439 Continental Ct NW , Bemidji, MN 56601
$489,000
Est. Payment: $2,526.40/mo
3 Bed
2 Bath
2482 Sqft
Status: Active | Days on site: 97
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48659 - 497500673
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House Description

Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!

Highlights

Listed by Jill Larson , 218-760-3116 Headwaters Realty Services LLC , 218-444-2621. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
1.49

Year Built

1972

County

Beltrami

School District

Bemidji

Listing ID

7084376

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:Amusement Room,Decorative,Family Room,Free Standing,Gas
Above Ground Sq Ft:1531
Below Ground Sq Ft:951
Basement:Block,Egress Window(s),Finished,Full
Other:
  • Additional:Ceiling Fan(s), Deck, Dock, Exercise Room, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Skylight, Boat Slip, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, 3/4 Basement, Main Floor Full Bath, Living/Dining Room, Main Floor Bedroom, Primary Bdr Suite
Water:Well

Exterior Features

Lot:Dock,Lake Front,Lake View,Accessible Shoreline,Irregular Lot,Tree Coverage - Medium,Chain Link,Partial,Waterfront
Lot Dimensions:200+324
Zoning:Shoreline
Roof:Asphalt
Sewer:Private Sewer
Parking Features:Attached Garage,Detached Garage
Principal Interest
$2,526
Taxes
$331

Home Price

$489,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$97,800
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Monthly Price:
$2,526.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,526.40 $331.00 $0.00 $2,857.40
Yearly $30,316.84 $3,972.00 $0.00 $34,288.84
Total $909,505.35 $119,160.00 $0.00 $1,028,665.35
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Bemidji, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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