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415 Bluff Ave , Brainerd, MN 56401
$515,000
Est. Payment: $2,660.73/mo
4 Bed
4 Bath
3704 Sqft
Status: Active | Days on site: 1
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25022 - 500500018
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Hatch Brokered by Real, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Some homes are built. Others become part of a community's story. Commissioned in 1934 by Henry C Mills, founder of Mills Fleet Farm legacy, this distinguished brick Colonial stands as one of Brainerd's most iconic residences. Situated on Bluff Avenue, above the majestic Mississippi River, this extraordinary residence occupies one of the largest parcels on the city's north side, with 170 feet of Bluff Avenue frontage offering an exceptionally rare combination of historic significance, architectural beauty and an unmatched setting. Inside you'll discover over 9 decades of craftmanship and character thoughtfully complemented by modern updates. Classic Colonial design is showcased through timeless brick construction, elegant proportions, rich millwork, and exceptional workmanship that has stood the test of time. Throughout the home, historic character is beautifully preserved while thoughtful updates provide the comfort and convenience expected today. The home features 4 spacious bedrooms, 4 bathrooms over three levels, a beautifully updated kitchen with granite countertops, a formal dining room and an inviting main level den or library that is perfect for a home office or quiet retreat. Two generous family rooms, one on the main level and one on the lower level, provide abundant living and entertaining spaces, while two fireplaces add warmth and ambiance throughout the seasons. Recent improvements include an updated 200-amp electrical service and a nearly new boiler. The attached 2 car garage is insulated and heated. Ideally located just blocks from both the hospital and Gregory Park. Opportunities to own a property of this stature are exceedingly rare. In its' 92 years, this home has been lovingly cared for by only two families. Rich in provenance, unrivaled in location, and cherished for generations, this is more than a home. It is one of Brainerd's enduring legacy estates, offering a once-in-a-generation opportunity to own a remarkable piece of the city's history.
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Highlights

Listed by James Ruttger , 218-820-1457 Century 21 Brainerd Realty , 218-829-2222. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
2.41

Year Built

1934

County

Crow Wing

 Neighborhood

Auditors Of Unplatted Por Sec

 School District

Brainerd

Listing ID

7119832

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Range, Refrigerator, Washer
Air Cond:Wall Unit(s)
Fireplaces:Brick
Above Ground Sq Ft:2811
Below Ground Sq Ft:893
Basement:Finished,Full,Storage Space
Other:
  • ▪ Additional:1/2 Basement, Main Floor 1/2 Bath, Upper Level 3/4 Bath, Upper Level Full Bath, Separate/Formal Dining Room
Water:City Water/Connected

Exterior Features

Lot:River Front,Tree Coverage - Medium,Chain Link,Waterfront
Lot Dimensions:170 x 554 x 683 x Irreg.
Zoning:Residential-Single Family
Roof:Metal
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Garage Door Opener,Heated Garage,Insulated Garage
Principal Interest
$2,661
Taxes
$328

Home Price

$515,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,660.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,660.73 $327.67 $0.00 $2,988.40
Yearly $31,928.78 $3,932.00 $0.00 $35,860.78
Total $957,863.50 $117,960.00 $0.00 $1,075,823.50
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Will Provost
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Market insight data is pulled from the same city as the listing being viewed (Brainerd, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T04:57:07.000Z

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