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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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16634 Hightop Way NW , Cass Lake, MN 56633
$839,900
Est. Payment: $4,339.32/mo
3 Bed
3 Bath
2952 Sqft
Status: Active | Days on site: 34
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48659 - 497500673
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House Description

Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes. You'll enjoy having your boat in the protected harbor in your boat slip. This upscale home was skillfully built by Zetah Construction in the summer of 2024. The thoughtfully designed custom layout offers 3 bedrooms and 3 bathrooms with high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining room is an extension of the kitchen offering even more space for gathering and entertaining. Just off the living room you'll step into the sun porch. It is a standout feature and a great flex space that could be used as additional sleeping space, family room, or office. It is complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and leading to a backyard fire pit. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch leading to the Upper level. Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity. A conveniently located laundry room is spacious offering more storage space and sits amidst the 3 bedrooms. The massive primary suite is a true showstopping retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry. The perfect place to relax. As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room with billiards and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to nearby famous Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores. This is a rare opportunity to own a custom luxury built home with high end finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.

Highlights

Listed by Jill Larson , 218-760-3116 Headwaters Realty Services LLC , 218-444-2621. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

4300 Annually

Year Built

2024

County

Cass

Neighborhood

Toms Harbor

School District

Cass Lake-Bena Schools

Listing ID

7119473

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler
Air Cond:Central Air
Fireplaces:Electric
Above Ground Sq Ft:2952
Below Ground Sq Ft:0
Other:
  • Additional:Ceiling Fan(s), Dock, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Boat Slip, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, 3/4 Jack & Jill, Bathroom Ensuite, Full Primary, Private Primary, Main Floor 1/2 Bath, Upper Level Full Bath, Breakfast Bar, Separate/Formal Dining Room, 3 BR on One Level
Water:Shared System,Well

Exterior Features

Lot:Association Access,Lake Front,Lake View,Cleared,Waterfront
Lot Dimensions:110x88
Zoning:Residential-Single Family
Roof:Age 8 Years or Less,Architectural Shingle,Asphalt
Sewer:Private Sewer,Septic System Compliant - Yes,Shared Septic
Parking Features:Attached Garage,Driveway - Other Surface
Principal Interest
$4,339
Taxes
$326
HOA
$4,300

Home Price

$839,900

Loan Details

30 yrs
6.708%

Down Payment

20%
$167,980
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Monthly Price:
$4,339.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,339.32 $325.83 $4,300.00 $8,965.15
Yearly $52,071.82 $3,910.00 $51,600.00 $107,581.82
Total $1,562,154.48 $117,300.00 $1,548,000.00 $3,227,454.48
Lender profile image
Will Provost
Loan Originator
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T04:57:07.000Z

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