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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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10464 Spruce St , Chisago City, MN 55013
$400,000
Est. Payment: $888.89/mo
4 Bed
3 Bath
2499 Sqft
0.5 Acres
Status: pending | Days on site: 35
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9392 - 506011724,502017523,496502584
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House Description

This thoughtfully updated 4-bedroom, 3-bathroom rambler in a kid-friendly neighborhood is an absolute must-see. Enjoy an open floor plan with soaring ceilings, a main-floor primary bedroom, and main floor laundry. Major recent investments include a brand-new roof and gutters (8/2026), all new windows throughout (5/2024), new main-level carpet, and fresh lower-level paint. The kitchen shines with a new stove (8/2026) and a recently updated refrigerator (7-2024). The spacious lower-level family room features a wet bar with a brand-new refrigerator and microwave (7/2026). Car enthusiasts will appreciate the 3-car garage with a new third-stall door and motor. Step outside to enjoy your half-acre lot backing up to a pond, complete with a sidewalk around the neighborhood. Located near the Chisago Lakes Chain and Carlos Avery Wildlife Area, this home is the perfect blend of outdoor recreation and an easy commute to the Twin Cities. Garage is ready for workshop with 240 volt outlet and separate 100 amp breaker panel.

Highlights

Listed by Daniel Zugschwert , 651-357-2731 and Jeanne M. Hauser , 651-269-2987 Counselor Realty, Inc , 651-779-6000. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.5

Year Built

2006

County

Chisago

Neighborhood

School Lake Shores

School District

Chisago Lakes

Listing ID

7130665

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Chandelier, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1358
Below Ground Sq Ft:1141
Basement:Block,Daylight/Lookout Windows,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Kitchenette,Sump Basket,Sump Pump
Other:
  • ▪ Additional:Cable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet, Double Sink, Bathroom Ensuite, Full Primary, Full Basement, Main Floor Full Bath, Living/Dining Room, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite
Water:City Water/Connected

Exterior Features

Lot:Pond,Irregular Lot,Tree Coverage - Medium,Underground Utilities,Wetlands
Lot Dimensions:170x187x74x150
Zoning:Residential-Single Family
Roof:Age 8 Years or Less,Asphalt
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Gravel,Asphalt,Garage Door Opener,Insulated Garage
Principal Interest
$889
Taxes
$339

Home Price

$400,000

Loan Details

30 yrs
0%

Down Payment

20%
$80,000
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Monthly Price:
$888.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $888.89 $339.25 $0.00 $1,228.14
Yearly $10,666.67 $4,071.00 $0.00 $14,737.67
Total $320,000.00 $122,130.00 $0.00 $442,130.00
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Chisago City, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-22T14:02:13.000Z

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