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10638 Mississippi Dunes Trl S , Cottage Grove, MN 55016
$529,990
Est. Payment: $2,738.18/mo
2 Bed
3 Bath
2494 Sqft
Status: Active | Days on site: 196
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1348 - 506018497,502052406
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House Description

Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close. Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities, tiled shower and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel GE appliances - all included with the home. The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your private, wooded backyard. The family room features an electric fireplace and LVP throughout most of the main level. Off the garage you'll find your mud room/laundry room, complete with a laundry sink. As you head upstairs, you will find a HUGE loft space - perfect as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and finished storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 4.875%/5.243% APR or FHA/VA 4.875%/5.639% APR if closing by September 29th with seller's preferred lender. Call for further details.
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Highlights

Listed by Lydia Kalb , 612-270-4013 and Jackie Jaax , 712-212-4440 M/I Homes , 763-586-7200. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
0.24

HOA Fee

220 Monthly

Year Built

2026

County

Washington

Area

Mississippi Landing

 Neighborhood

Mississippi Landing

 School District

South Washington County

Listing ID

7023199

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Central Air
Fireplaces:Electric
Above Ground Sq Ft:2494
Below Ground Sq Ft:0
Other:
  • ▪ Additional:3/4 Primary, Double Sink, Private Primary, Main Floor Full Bath, Upper Level 1/2 Bath, Informal Dining Room, Kitchen/Dining Room, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite
Water:City Water/Connected

Exterior Features

Lot:Sod Included in Price,Tree Coverage - Heavy,Partial,Privacy,Wood
Lot Dimensions:54 x 207 x 30 x 209
Zoning:Residential-Single Family
Roof:Age 8 Years or Less,Architectural Shingle
Sewer:City Sewer/Connected
Parking Features:Attached Garage
Principal Interest
$2,738
Taxes
$81
HOA
$220

Home Price

$529,990

Loan Details

30 yrs
6.708%

Down Payment

20%
$105,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,738.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,738.18 $81.00 $220.00 $3,039.18
Yearly $32,858.13 $972.00 $2,640.00 $36,470.13
Total $985,743.84 $29,160.00 $79,200.00 $1,094,103.84
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Will Provost
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T08:58:07.000Z

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