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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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5226 Pontoon Bay Rd , Duluth, MN 55803
$1,375,000
Est. Payment: $3,055.56/mo
2 Bed
3 Bath
3300 Sqft
3.8 Acres
Status: active | Days on site: 20
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6995 - 496503916
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House Description

Imagine quiet sunrises, beautiful sunsets with nature and privacy that surrounds you. Picture family and friends gathering for memories of a lifetime. This iconic home sits on 3.8 acres with 420 feet of level frontage on Fish Lake in Duluth. The main A frame house has scenic views from every level, including the one en suite bedroom with a jacuzzi bath. The large living area has a gas fireplace perfect for the ambience you expect or cozy up with a book in the loft overlooking the lake which doubles as a guest space. Host your gatherings in the new kitchen and banquette dining area with room for everyone. The kitchen is equipped with double ovens, two dishwashers, gas cooktop, Cambria counters, and a huge walk-in pantry. Cooking in this kitchen is effortless especially when you can entertain on the beautiful patio with your lake views and shoreline only steps away. The one full bathroom and a laundry room complete the basement with all new flooring. The entire house has a new HVAC system. For those who need more privacy, the living space in the guest building provides comfortable stays. There is a separate bedroom besides a king murphy bed, living room, full new kitchen with pantry, large eating area with a fireplace, a bathroom with a walk-in shower, and an attached garage with an office. To make it more accessible, it's all one-level living. This space can be used multiple ways and has in-floor heat and mini splits for comfort year-round. The game room is a great place for the guests to unwind and create new memories. Additionally on property is a separate two car detached garage, a new sauna with a Huum heater, a water shed for storing your lake gear, a big sandy beach, and multiple places for docks! You can launch your boat from your own shoreline too. Where else can you find a place like this on a large yet mostly undeveloped lake with great fishing and fun water activities while having the privacy and beauty you deserve? Come and take a tour!

Highlights

Listed by Moe Mossa , 888-490-1268 Savvy Avenue, LLC , 888-490-1268. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
3.8

HOA Fee

250 Annually

Year Built

1977

County

St. Louis

Neighborhood

Pontoon Bay

School District

Hermantown

Listing ID

7152724

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 3/4 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Owned, Water Filtration System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Air Cond:Central Air,Ductless Mini-Split
Fireplaces:Amusement Room,Electric,Family Room,Gas,Living Room
Above Ground Sq Ft:2588
Below Ground Sq Ft:712
Basement:Block,Finished,Full,Walkout
Other:
  • ▪ Additional:Ceiling Fan(s), Deck, Dock, Ethernet Wired, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Sauna, Tile Floors, Vaulted Ceiling(s), Full Primary, Full Basement, Private Primary, Main Floor 3/4 Bath, Separate Tub & Shower, Jetted Tub, Walk-In Shower Stall, Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room, All Living Facilities on One Level
Water:Drilled,Well

Exterior Features

Lot:Lake Front,Accessible Shoreline,Tree Coverage - Medium,Waterfront
Lot Dimensions:370x450
Zoning:Shoreline,Residential-Single Family
Roof:Age 8 Years or Less,Asphalt
Sewer:Tank with Drainage Field
Parking Features:Attached Garage,Detached Garage,Asphalt,Heated Garage,RV Access/Parking
Principal Interest
$3,056
Taxes
$321
HOA
$250

Home Price

$1,375,000

Loan Details

30 yrs
0%

Down Payment

20%
$275,000
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Monthly Price:
$3,055.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,055.56 $321.17 $250.00 $3,626.72
Yearly $36,666.67 $3,854.00 $3,000.00 $43,520.67
Total $1,100,000.00 $115,620.00 $90,000.00 $1,305,620.00
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Duluth, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-22T02:04:09.000Z

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