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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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27392 Oak Point Rd , Elbow Lake, MN 56531
$640,000
Est. Payment: $3,306.54/mo
4 Bed
2 Bath
2048 Sqft
Status: Active | Days on site: 158
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48812 - 502044338
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House Description

This property consists of approximately 1.86 acres on Pomme De Terre Lake in Grant County with about 130 feet of lake frontage. The parcel is located in the Oak Point neighborhood, a private and heavily wooded area with mature oak trees and paved road frontage providing year round access. The property could be subdivided into three delineated lots that provide several options for use. The lakeside lot is approximately 21,731 square feet and is a level, buildable lake lot. The adjacent lot is approximately 27,591 square feet and could be used for an accessory building, storage, or could be split further subject to local regulations. The main lot is approximately 29,724 square feet and contains the existing home and detached garage. Together the three lots total roughly 1.86 acres and offer options for development, accessory buildings, or separation of uses in accordance with Grant County rules and local permitting. Shoreline improvements include rip-rap stabilization and an accessible sandy beach area that provides direct lake access. Electric service is available at the lakeside. A lake pump is installed for drawing lake water for irrigation or other permitted outdoor uses. A 12 by 16 foot lakeside storage shed provides space for watercraft, outdoor gear, or seasonal storage. A detached two stall garage measures approximately 672 square feet and includes workspace, a 14 by 16 foot covered car port, a concrete slab, and with 8ft overhead doors. These outbuildings provide on site storage and vehicle shelter. The main residence is a 2,048 square foot home built in 1986. The interior features an open concept upper level that combines living, dining, and kitchen areas with natural custom woodwork and vaulted ceilings that create an open living area with scenic lake views. The home has two bedrooms and one bathroom on the main level and two bedrooms and one bathroom on the upper level, providing four bedrooms and two bathrooms in total. Interior amenities include a wood burning fireplace, radiant floor heat in portions of the home, central air conditioning, and a Culligan water treatment system. A covered upper and lower deck measuring 10 by 32 feet face westerly toward the lake and provide space for outdoor living and viewing sunsets. The lower level includes a game room and additional entertaining space. There is a substantial amount of storage space both in the home and in the outbuildings. Pomme De Terre Lake is approximately 1,200 acres with a maximum depth near 25 feet and is part of the Pomme De Terre river system with inflow from the north and outflow at the south end. The lake supports recreational boating and fishing; common sport fish include walleye and crappie. The lake has three public access points and a public swim beach with facilities and a picnic shelter located on the east side of the lake. The property is located near Tipsinah Mounds Golf Course and driving range, an 18 hole championship layout with a recently renovated clubhouse, offering a recreational amenity within a short golf cart drive. Local services and day to day conveniences are close by. Elbow Lake and Ashby are each approximately a 10 minute drive and provide options for food, fuel, and local services. Regional centers such as Fergus Falls and Alexandria are accessible via I 94 and provide expanded shopping, medical services, and entertainment. Travel times to Fergus Falls and Alexandria are approximately a half hour each. The property is located within the West Central Area School District. The owners would also consider selling personal property along with the real estate, such as the pontoon, docks, lifts, furniture, lawn mowers, etc. A full list is available upon request.

Highlights

Listed by Joshua Miller , 218-850-8627 Whitetail Properties Real Esta , 217-285-9000. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
1.86

Year Built

1986

County

Grant

Neighborhood

Olsons Oak Point 3rd Add

School District

West Central Area

Listing ID

7045120

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Water Softener Owned
Air Cond:Central Air
Fireplaces:Brick,Circulating,Family Room,Wood Burning
Above Ground Sq Ft:2048
Below Ground Sq Ft:0
Other:
  • Additional:Balcony, Ceiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Panoramic View, In-Ground Sprinkler, Vaulted Ceiling(s), Main Floor Full Bath, Upper Level Full Bath, Kitchen/Dining Room
Water:Drilled,Well

Exterior Features

Lot:Lake Front,Accessible Shoreline,Cleared,Tree Coverage - Light,Waterfront
Lot Dimensions:210x340 and 130x240
Zoning:Residential-Single Family
Roof:Age Over 8 Years,Asphalt
Sewer:Private Sewer,Septic System Compliant - Yes
Parking Features:Carport,Detached Garage,Gravel
Principal Interest
$3,307
Taxes
$208

Home Price

$640,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$128,000
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Monthly Price:
$3,306.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,306.54 $208.00 $0.00 $3,514.54
Yearly $39,678.49 $2,496.00 $0.00 $42,174.49
Total $1,190,354.65 $74,880.00 $0.00 $1,265,234.65
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Elbow Lake, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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