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| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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20907 Hardwood Loop , Finlayson, MN 55735
$399,900
Est. Payment: $2,066.07/mo
3 Bed
3 Bath
2090 Sqft
Status: Active | Days on site: 1
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25792 - 506020614
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Hatch Brokered by Real, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Nestled on a beautiful 8-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 8-acre property offers endless possibilities.
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Highlights

Listed by Rick Tedesco , 952-769-7238 eXp Realty , 320-500-4397. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
5.05

Year Built

2003

County

Pine

 Neighborhood

Pine River Heights 2nd Add

 School District

Willow River

Listing ID

7133456

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Range, Refrigerator, Washer
Air Cond:Wall Unit(s)
Fireplaces:Free Standing,Living Room,Wood Burning
Above Ground Sq Ft:2090
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Deck, Main Floor 1/2 Bath, Main Floor Full Bath, Upper Level 3/4 Bath, Eat In Kitchen, Informal Dining Room
Water:Well

Exterior Features

Lot:Tree Coverage - Medium
Lot Dimensions:185x941x285x928
Zoning:Residential-Single Family
Roof:Asphalt
Sewer:Tank with Drainage Field
Parking Features:Detached Garage,Gravel,Heated Garage
Principal Interest
$2,066
Taxes
$181

Home Price

$399,900

Loan Details

30 yrs
6.708%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,066.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,066.07 $181.33 $0.00 $2,247.40
Yearly $24,792.86 $2,176.00 $0.00 $26,968.86
Total $743,785.66 $65,280.00 $0.00 $809,065.66
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Will Provost
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Market insight data is pulled from the same city as the listing being viewed (Finlayson, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T04:57:07.000Z

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