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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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8051 Big Chip Trl NW , Garfield, MN 56332
$599,000
Est. Payment: $2,994.60/mo
4 Bed
3 Bath
2512 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Private Lake...Private Lifestyle...A Rare Opportunity, Where Every Day Feels Like a Weekend.. Discover one of Douglas County's hidden gems in Private Lake Estates, where approximately 200 feet of level sandy shoreline and nearly 2.7 beautifully landscaped acres create an exceptional lakefront retreat. This unique private lake offers approximately 40 acres of woods across the lake with shared ownership, providing peaceful surroundings, outstanding fishing, swimming, kayaking, and a lifestyle that is becoming increasingly difficult to find. Designed to embrace the lake, this spacious 4-bedroom, 3-bath walkout rambler offers approximately 2,512 finished square feet with beautiful water views. The updated kitchen features abundant cabinetry, stainless appliances, generous workspace, and flows seamlessly into inviting living and dining areas designed for gathering with family and friends. A lakeside four-season porch, spacious deck, and walkout lower level extend your living space while capturing the beauty of every season. Outside, the gently sloping lawn leads to an inviting sandy beach and private dock where days are spent swimming, fishing, boating, or simply relaxing by the water's edge. A standout feature is the impressive 1,400+ square foot heated attached garage with dedicated workshop space and its own deck space, ideal for storing lake toys, vehicles, recreational equipment, or pursuing hobbies year-round. An additional storage shed provides even more room for seasonal equipment and outdoor gear. Whether you're searching for a year-round residence or the perfect lake getaway, this property offers a rare combination of privacy, recreation, and space just minutes from Alexandria. Experience lake living the way it was meant to be.

Highlights

Listed by Julie L Rambow , 320-760-1111 Randy Fischer Real Estate, Inc , 320-762-1050. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
2.67

HOA Fee

45 Annually

Year Built

1998

County

Douglas

Neighborhood

Private Lake Estates

School District

Alexandria

Listing ID

7112903

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Free Standing,Gas
Above Ground Sq Ft:1412
Below Ground Sq Ft:1100
Basement:Block,Daylight/Lookout Windows,Finished,Partially Finished,Storage Space,Walkout
Other:Ceiling Fan(s),Deck,Dock,Patio,Porch,Washer/Dryer Hookup,Walk-In Closet,3/4 Basement,Main Floor 1/2 Bath,Main Floor Full Bath,Primary Walk-Thru,Kitchen/Dining Room,Main Floor Primary,Main Floor Bedroom,Main Floor Laundry
Other:Drilled,Private,Well

Exterior Features

Lot:Lake Front,Accessible Shoreline,Tree Coverage - Medium,Waterfront
Lot Dimensions:200 460 200 595
Zoning:Shoreline,Residential-Single Family
Roof:Age Over 8 Years,Asphalt
Sewer:Private Sewer
Parking Features:Attached Garage,Gravel,Concrete,Electric,Finished Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
Principal Interest
$2,995
Taxes
$306
HOA
$45

Home Price

$599,000

Loan Details

30 yrs
6.391%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,994.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,994.60 $305.83 $45.00 $3,345.43
Yearly $35,935.21 $3,670.00 $540.00 $40,145.21
Total $1,078,056.36 $110,100.00 $16,200.00 $1,204,356.36
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Garfield, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-07-23T02:17:07.000Z

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