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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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5245 Ramier Ave NE , Otsego, MN 55374
$490,000
Est. Payment: $2,531.57/mo
3 Bed
2 Bath
2093 Sqft
Status: Pending | Days on site: 15
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26372 - 583000511,502054176,502013034
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House Description

Wake up to sweeping views of the Crow River and enjoy the ease of true one-level living in this thoughtfully designed Otsego home. A welcoming covered front porch leads into an open-concept layout where the stunning kitchen takes center stage with a huge center island, range plus wall oven, and a walk-in pantry. The living room's brick fireplace creates a warm focal point, while the dining area opens to a three-season porch that connects seamlessly to the deck—offering the perfect place to take in the changing seasons and beautiful river views. All three bedrooms, including the primary suite with a spacious 3/4 bath and walk-in closet, are conveniently located on the main level, along with the laundry room for added convenience. Downstairs, the full unfinished walk-out lower level provides endless opportunities to expand your living space, plus a massive storage room for everything you need to tuck away. Step outside to the lower patio and enjoy peaceful nature views that make this setting truly special. Located in ISD 728 with quick access to Hwy 101, this move-in-ready home combines scenic surroundings with the comfort and functionality today's buyers are seeking.

Highlights

Listed by Mitchel Herian , 763-219-3083 and Megan Moreau , 763-373-5611 Kris Lindahl Real Estate , 763-292-4455. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

200.63 Monthly

Year Built

2018

County

Wright

Neighborhood

Highlands/River Pointe

School District

Elk River

Listing ID

7107168

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Rented
Air Cond:Central Air
Fireplaces:Gas,Living Room
Above Ground Sq Ft:1978
Below Ground Sq Ft:115
Basement:Block,Full,Storage Space,Unfinished,Walkout
Other:
  • Additional:Ceiling Fan(s), Deck, French Doors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Security System, In-Ground Sprinkler, Walk-In Closet, 3/4 Primary, Double Sink, Bathroom Ensuite, Hollywood Bath, Private Primary, Main Floor Full Bath, Walk-In Shower Stall, Breakfast Bar, Informal Dining Room, 3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite
Water:City Water/Connected

Exterior Features

Lot:River View,Tree Coverage - Light
Lot Dimensions:73x160x111x145
Zoning:Residential-Single Family
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Asphalt,Electric
Principal Interest
$2,532
Taxes
$417
HOA
$201

Home Price

$490,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,531.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,531.57 $416.83 $200.63 $3,149.03
Yearly $30,378.84 $5,002.00 $2,407.56 $37,788.40
Total $911,365.28 $150,060.00 $72,226.80 $1,133,652.08
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Otsego, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T08:58:07.000Z

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