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3103 Golf Terrace , Saint Cloud, MN 56301
$799,900
Est. Payment: $4,132.66/mo
3 Bed
3 Bath
3866 Sqft
Status: Active | Days on site: 102
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10175 - 505500308
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House Description

Enjoy your quiet back patio in the best location at the end of cul de sac. Panoramic views of the 9th fairway of the most pristine Golf Country Club in Central MN, The St. Cloud Country Club. This ranch style home will take you in with views through the house to the golf course as you enter the front door. Master bedroom and bathroom on main level with patio doors to the patio on the fairway side. In addition, a secondary bedroom for guests or kids. A beautiful barrel vaulted living room for gatherings with floor to ceiling windows, and a quiet den area to relax….both having gas fireplaces for the cool winter days. The kitchen, dining, den and living room were remodeled and updated in 2006. They include painted and walnut cabinets along with wood and travertine floors. There is a nice main level craft/sewing room that could easily be converted into a main floor laundry. Lower level recently updated includes a large family room, bedroom, bathroom and sauna (room for a 4th bedroom to be easily added if needed). Laundry/storage room is huge in lower level as well. A heated 3 car garage with additional storage space for work shop/storage. This home brings all the best to living on a flat lot with zero entry convenience at the St. Cloud Country Club.
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Highlights

Listed by David R. Werschay , 320-230-9909 Werschay Real Estate Services , 320-230-9909. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
0.39

Year Built

1997

County

Stearns

 Neighborhood

Country Club Estates Two

 School District

St. Cloud

Listing ID

7080364

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 3/4 Bathrooms:1
Appliances:Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Gas
Above Ground Sq Ft:2166
Below Ground Sq Ft:1700
Basement:Block
Other:
  • ▪ Additional:Cable, City View, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Sauna, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), 3/4 Basement, Basement, Double Sink, Private Primary, Main Floor 3/4 Bath, Steam Shower, Jetted Tub, Informal Dining Room
Water:City Water/Connected

Exterior Features

Lot:Irregular Lot,Tree Coverage - Medium
Lot Dimensions:irregular
Zoning:Residential-Single Family
Roof:Age 8 Years or Less
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Concrete
Principal Interest
$4,133
Taxes
$622

Home Price

$799,900

Loan Details

30 yrs
6.708%

Down Payment

20%
$159,980
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Monthly Price:
$4,132.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,132.66 $621.83 $0.00 $4,754.49
Yearly $49,591.91 $7,462.00 $0.00 $57,053.91
Total $1,487,757.31 $223,860.00 $0.00 $1,711,617.31
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Will Provost
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Market insight data is pulled from the same city as the listing being viewed (Saint Cloud, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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