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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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1234 Mill Creek Cir , Saint Cloud, MN 56303
$390,000
Est. Payment: $866.67/mo
5 Bed
4 Bath
3432 Sqft
0.4 Acres
Status: active | Days on site: 1
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7231 - 502043088
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House Description

Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms. The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment!

Highlights

Listed by Abby Schannauer , 320-290-3354 Keller Williams Classic Rlty NW , 763-463-7500. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.4

HOA Fee

600 Annually

Year Built

1996

County

Stearns

Neighborhood

Mill Creek

School District

St. Cloud

Listing ID

7160923

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Air Cond:Central Air
Fireplaces:Amusement Room,Family Room,Gas
Above Ground Sq Ft:2236
Below Ground Sq Ft:1196
Basement:Block,Egress Window(s),Finished,Full,Kitchenette,Sump Pump
Other:
  • ▪ Additional:Ceiling Fan(s), Deck, Exercise Room, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet, 3/4 Basement, Double Sink, Bathroom Ensuite, Full Primary, Private Primary, Main Floor 1/2 Bath, Separate Tub & Shower, Upper Level 3/4 Bath, Upper Level Full Bath, Walk-In Shower Stall, Breakfast Bar, Kitchen/Dining Room, Separate/Formal Dining Room, 3 BR on One Level, 4 BR on One Level, Main Floor Laundry, Primary Bdr Suite
Water:City Water/Connected

Exterior Features

Lot:Tree Coverage - Medium,Invisible
Lot Dimensions:121x164x80x174
Zoning:Residential-Single Family
Roof:Age Over 8 Years,Asphalt
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Concrete,Garage Door Opener
Principal Interest
$867
Taxes
$474
HOA
$600

Home Price

$390,000

Loan Details

30 yrs
0%

Down Payment

20%
$78,000
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Monthly Price:
$866.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $866.67 $473.50 $600.00 $1,940.17
Yearly $10,400.00 $5,682.00 $7,200.00 $23,282.00
Total $312,000.00 $170,460.00 $216,000.00 $698,460.00
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Saint Cloud, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-22T06:02:09.000Z

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