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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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2177 Mill Pond Dr , Saint Cloud, MN 56303
$995,000
Est. Payment: $5,140.64/mo
5 Bed
5 Bath
7307 Sqft
Status: Active | Days on site: 194
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29254 - 505500542
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House Description

Experience an unparalleled lifestyle in this masterfully crafted home, boasting over 7,000 finished square feet of versatile living space. The home sits on a remarkable lot that provides sweeping north and west views down the Sauk River, and it includes additional land across the street, plus a perpetual easement for river access through the private wooded property behind the home. This peaceful setting feels like a private sanctuary while remaining conveniently located near Whitney Park, featuring trails, soccer and softball fields, a dog park, and the nearby YMCA and aquatic center. The main floor showcases a massive open great room with an intricately vaulted ceiling, a kitchen loaded with granite countertops, dual wall ovens, and stunning river views, plus formal and informal dining spaces ideal for large gatherings. A gas fireplace anchors the living room, and a four-season room captures serene river views, while a spacious mudroom and convenient main-floor laundry add everyday functionality. Upstairs, three bedrooms include an expansive primary suite with a gas fireplace, a private sitting room overlooking the river, and a bath with dual vanities, jetted tub, and tile shower; the additional bedrooms share a Jack-and-Jill bath. The third level offers two large bedrooms, an office, and a family room with a third fireplace and wet bar, while the basement provides a large rec room and a dedicated hot tub room. Built to exceptional standards, the home features 500-amp service, spray foam insulation, extensive stone and brickwork, CertainTeed Presidential shingles, and in-floor heat in the lower levels. Complete with over 2,000 sq ft of heated and finished garage space for all your vehicles and hobbies, and a neighborhood pool for summer fun, this home is a rare find that combines luxury with active, convenient living.

Highlights

Listed by Matt Wieber , 320-267-6373 Agency North Real Estate, Inc , 320-774-3100. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
1.12

HOA Fee

600 Annually

Year Built

2006

County

Stearns

Neighborhood

Mill River Estates

School District

St. Cloud

Listing ID

7025855

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:3
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Central Air
Fireplaces:Family Room,Gas,Living Room,Primary Bedroom
Above Ground Sq Ft:4200
Below Ground Sq Ft:3107
Basement:Finished,Full
Other:
  • Additional:Deck, Hardwood Floors, Primary Bedroom Walk-In Closet, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Wet Bar, 3/4 Basement, Full Primary, Full Basement, Full Jack & Jill, Private Primary, Main Floor 1/2 Bath, Separate Tub & Shower, Jetted Tub, Walk-In Shower Stall, Breakfast Bar, Informal Dining Room, Separate/Formal Dining Room, 3 BR on One Level, Main Floor Laundry, Primary Bdr Suite
Water:City Water/Connected

Exterior Features

Lot:River View
Lot Dimensions:1x1
Zoning:Residential-Single Family
Roof:Asphalt
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Concrete,Floor Drain,Finished Garage,Heated Garage
Principal Interest
$5,141
Taxes
$1,041
HOA
$600

Home Price

$995,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$199,000
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Monthly Price:
$5,140.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,140.64 $1,041.17 $600.00 $6,781.80
Yearly $61,687.65 $12,494.00 $7,200.00 $81,381.65
Total $1,850,629.49 $374,820.00 $216,000.00 $2,441,449.49
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Saint Cloud, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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