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90520 Island Loop , Sturgeon Lake, MN 55783
$425,000
Est. Payment: $2,195.75/mo
3 Bed
1 Bath
1290 Sqft
Status: Active | Days on site: 37
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49573 - 502050254,502041696
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House Description

Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.
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Highlights

Listed by Laurie Miller , 612-578-6872 and Amy Wollmuth , 612-886-4826 Fathom Realty MN, LLC , 888-455-6040. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
0.4

Year Built

1980

County

Pine

 Neighborhood

Sturgeon Island

 School District

Moose Lake

Listing ID

7119221

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Microwave, Range, Refrigerator
Above Ground Sq Ft:990
Below Ground Sq Ft:300
Basement:Block,Daylight/Lookout Windows,In-Floor Heat,Partially Finished,Storage Space,Sump Basket,Walkout
Other:
  • ▪ Additional:Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Vaulted Ceiling(s), Main Floor Full Bath, Kitchen/Dining Room, 3 BR on One Level, Main Floor Bedroom
Water:Well

Exterior Features

Lot:Dock,Lake Front,Lake View,Accessible Shoreline,Irregular Lot,Tree Coverage - Medium,Waterfront
Lot Dimensions:103x120x172x141, 107x190x61x178
Zoning:Residential-Single Family
Roof:Age Over 8 Years,Asphalt
Sewer:Holding Tank
Parking Features:Detached Garage,Multiple Garages,RV Access/Parking

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Sep 6
Principal Interest
$2,196
Taxes
$258

Home Price

$425,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,195.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,195.75 $258.17 $0.00 $2,453.92
Yearly $26,349.00 $3,098.00 $0.00 $29,447.00
Total $790,469.88 $92,940.00 $0.00 $883,409.88
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Will Provost
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T04:57:07.000Z

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