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2319 Cottonwood Lake Dr , Windom, MN 56101
$299,000
Est. Payment: $1,544.77/mo
2 Bed
1 Bath
1416 Sqft
Status: Active | Days on site: 3
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27089 - 506560572
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Hatch Brokered by Real, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Lake living is ready and waiting on Cottonwood Lake. Located within the Windom city limits, this well cared for home offers the perfect combination of waterfront enjoyment and everyday convenience. A private dock and boat lift are included, giving you easy access to boating, fishing, kayaking, and everything else the lake has to offer. The lakeside deck provides a great place to relax, entertain, or enjoy the view. Inside, the kitchen features a center island, generous cabinet space, and an adjoining dining area with convenient access to the deck. The renovated lower level adds additional living space with large windows that bring in natural light and showcase the lake. Upstairs are two bedrooms along with a bonus room that could work well as an office, guest area, hobby space, or quiet retreat. Several major improvements have already been completed, including new shingles in 2025, a new furnace and sewer line in 2024, new carpet throughout, and updated electrical work. Main floor laundry adds convenience, while the insulated and heated attached garage offers comfortable parking and extra storage. The washer, dryer, and kitchen appliances are also included. The home is just blocks from the park and community center, making it easy to enjoy both the lake and nearby Windom amenities. If you have been waiting for an opportunity to enjoy Cottonwood Lake year round, this property is worth a look.
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Highlights

Listed by Lee Fast , 507-380-2232 Heartland Real Estate Services LLC , 507-828-7045. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
0.5

Year Built

1958

County

Cottonwood

 Neighborhood

Warren Beach

 School District

Windom

Listing ID

7138080

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:996
Below Ground Sq Ft:420
Basement:Finished
Other:
  • ▪ Additional:Deck, Boat Slip, Eat In Kitchen, Main Floor Laundry, Renovated
Water:City Water/Connected

Exterior Features

Lot:Lake Front,Tree Coverage - Medium,Waterfront
Lot Dimensions:144x95x70x50x148
Zoning:Residential-Single Family
Roof:Age 8 Years or Less
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Carport
Principal Interest
$1,545
Taxes
$139

Home Price

$299,000

Loan Details

30 yrs
6.708%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,544.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,544.77 $138.67 $0.00 $1,683.44
Yearly $18,537.29 $1,664.00 $0.00 $20,201.29
Total $556,118.81 $49,920.00 $0.00 $606,038.81
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Will Provost
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-06T06:58:06.000Z

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