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Hatch Brokered by Real

| Hatch Brokered by Real | Real Brokerage LLC | PLACE

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4049 Downing St , Bismarck, ND 58504
$535,000
Est. Payment: $1,188.89/mo
4 Bed
4 Bath
2749 Sqft
Status: active with contingency | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Located in desirable SouthBay, a private lakeside residential community, this quality-built home combines everyday comfort with the kind of amenities that make coming home the best part of your day. As part of the neighborhood association, you'll enjoy access to the water; perfect for kayaking, paddleboarding, spending the afternoon at the beach, or simply making the most of North Dakota summers. From the moment you arrive, the home's undeniable curb appeal sets the tone. Inside, soaring ceilings and abundant natural light create an inviting, open feel, while rich cabinetry, a spacious dining area, and a convenient coffee and wine bar make the main level ideal for entertaining or everyday living. Upstairs, all three bedrooms are thoughtfully located together, along with the laundry room, bringing added convenience to your daily routine. The lower level expands your living space with a cozy family room, a fourth bedroom, an additional bathroom, and a versatile bonus room that works perfectly as a home office or extra storage. One of the standout features is the backyard retreat. Backing to rural land on the edge of the city, mature trees provide exceptional privacy with no direct backyard neighbors. Whether you're gathering around the fire pit on a cool summer evening, enjoying your morning coffee of the patio, or hosting friends and family, this outdoor space feels like your own private escape. To make the home your own, the seller is offering a **$5,000 concession** that can be used toward closing costs or replacing the basement carpet, giving you the flexibility to update the space to match your style while reducing your out-of-pocket expenses. If you've been looking for a home that blends privacy, recreation, and thoughtful living spaces in one of Bismarck's most sought-after neighborhoods, this SouthBay property is one you won't want to miss.

Highlights

Listed by Naomi Keney , 701-306-2356 CENTURY 21 Morrison Realty , 701-223-6654. Great North MLS

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

300 Annually

Year Built

2009

County

Burleigh

Area

Bismarck City

Neighborhood

Southbay

Listing ID

4026675

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:1
  • 3/4 Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave Hood, Range, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Basement,Family Room,Gas
Above Ground Sq Ft:1815
Below Ground Sq Ft:934
Basement:Concrete,Egress Windows,Finished
Other:Ceiling Fan(s),Primary Bath,Vaulted Ceiling(s),Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Sprinklers In Rear,Sprinklers In Front,Landscaped,Level,Lot - Owned,Rectangular Lot,Water Access
Lot Dimensions:115x86x133
Zoning:Residential
Roof:Shingle
Others:Rain Gutters,Private Yard,Fire Pit
Sewer:Public Sewer
Parking Features:Heated Garage,Triple+ Driveway,Garage Faces Front,Floor Drain,Attached
Principal Interest
$1,189
Taxes
$449
HOA
$300

Home Price

$535,000

Loan Details

30 yrs
%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,188.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,188.89 $449.11 $300.00 $1,938.00
Yearly $14,266.67 $5,389.29 $3,600.00 $23,255.96
Total $428,000.00 $161,678.70 $108,000.00 $697,678.70
Lender profile image
Will Provost
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Bismarck, ND).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Great North MLS and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-07-23T00:48:54.000Z

© 2026 Great North MLS