Experience true waterfront living with this stunning two-story home featuring sandy shoreline frontage and a private dock right out your back door. Perfectly designed for both everyday living and entertaining, this home offers breathtaking bay views and a layout that checks every box. The main floor welcomes you with an open-concept design highlighted by a spacious family room, dining area, porcelain tile throughout and a dedicated office with elegant wood floors. Entertain effortlessly with a separate serving/bar area and a chef's dream kitchen complete with stained cherry on maple cabinetry, stainless steel appliances, granite countertops, an oversized center island, abundant prep space, and a large walk-in pantry. A convenient half bath rounds out the main level. Upstairs, you'll find a versatile loft area dressed in hardwood flooring, a guest bedroom, a 3/4 bathroom, and a well-placed laundry room. The primary suite is a true retreat, offering expansive waterfront views, a luxurious bathroom with double vanities, soaking tub, custom tiled shower, private water closet, and a generous walk-in closet. The daylight lower level continues to impress with a large family room filled with natural light, a third bedroom, an additional full bathroom, and a junior suite featuring its own private 3/4 bathroom and walk-in closet--ideal for guests/teenagers or multi-generational living. Step outside to enjoy the best of lake life with a maintenance-free covered deck, an additional sun deck, and a spacious backyard leading to your private boat dock. Whether relaxing or entertaining, this outdoor space is second to none. Car enthusiasts and hobbyists will love the finished and heated oversized 4-stall garage (3 drive-in stalls), complete with hot/cold water, two floor drains, wall mounted openers (for the ability to add a car lift) and an upper loft area for additional storage. The home also includes double A/C's & furnaces, and 3-Zone heating/cooling. The exterior also includes an extra parking pad along the side and a maintenance free boat dock. This is a rare opportunity to own a premier waterfront property that blends luxury, functionality, and unbeatable views--don't miss your chance to call this one home! (Lot next door is available for purchase as well).